PRIVACY POLICY STATEMENT

Electrical Products Employees Federal Credit Union is committed to making available financial products and services that will enable its members to meet their financial needs and goals.  Protecting personal information and using it in a manner consistent with member expectations is a high priority to everyone associated with this credit union.

To ensure that members can rely upon the quality of products and services we make available, our credit union stands behind the following privacy policy:

·       The credit union will collect only the personal

information that is necessary to conduct our

business.  That means just what is necessary to

provide competitive financial products and

services and no more.  We collect this infor-

mation about members from applications and

other forms, information about member trans-

actions with us, our affiliates or others, and

information we receive from consumer

reporting agencies.

·       The credit union discloses nonpublic personal

             information about its members and former

             members to companies that offer financial

             products and services, including insurance

             products and securities brokerage companies. 

             The credit union also discloses nonpublic

             information to other non-affiliated third

             parties as permitted by law.

·         The credit union will partner only with

              businesses that follow strict confidentiality

              requirements.  The businesses we select will      
              offer products designed to enhance our

  members’ economic well-being.  Under no

  circumstances will we authorize those firms

  to charge a member’s account without receiving

  their express consent, and we will not sell

  member information to telemarketing firms.

·          Members that prefer that we not disclose

 nonpublic personal information about them to

 non-affiliated third parties may opt out of these

 disclosures, and direct us not to make those

 disclosures to non-affiliated third parties.  To

 opt out, members may call us at (423) 745-4928. 

 Members may also notify us in writing by mailing

 a request to 260 Dennis Street, Athens, TN 37303.

Electrical Products Employees Federal Credit Union will protect the personal information of its members.  This credit union will maintain strong security controls to ensure that member information in our files and computers is protected.  We limit employee access to confidential member financial information to those employees with a business reason for knowing such information.  Additionally, we maintain physical, electronic and procedural safeguards that comply with federal regulations.